Sunday, January 26, 2014

"Not sure I can afford that..."

The medical insurance system is broken.  This absolutely cannot be news to you.  The system is unfortunately highly influenced by pharmaceutical companies, medical supply companies, malpractice lawsuits and federal agencies.  However, for some reason, most of us as Americans have developed the attitude that if I can't get it covered by my insurance I must not need it (or some version of that thought).

The Tummy Team is made up of exceptionally high trained licensed medical professionals, physical therapists, massage therapist and coming soon a chiropractor.  Our approach is medically sound and extremely effective and completely within the reimbursable margin that medical insurance policies approve.

Our passion at The Tummy Team is to help our clients find long term healing.  We are a small business that focuses on 1:1 intimate and personal treatment.  We strongly believe you could not do this work "for the money" and be effective.  You have to do it because you believe in the importance of what you are teaching and because you love to help people.

The medical insurance system is broken.  Every policy has different requirements.  Most people have between $1000-$3000 personal out of pocket deductibles before their insurance policies will pay anything (that means you have to pay the first $1000-3000 out of pocket no matter what).  On top of that, for clinicians to become providers for many insurance companies, we have to be willing to take a fraction of the reimbursement that we actually provided in the treatment.  This is after you spend hours figuring out what policy will accept, what each policy covers and whether or not they will cover your services at all.  The staff and time not to mention the redundant paper work of this broken system, keeps us from being able to treat our clients as we know they deserve, with the time they need and the treatment we know they need.

For these reasons, The Tummy Team is highly selective about what insurance policies we are willing to work with.  We choose companies who have minimal paper work and bureaucracy and still offer the appropriate reimbursement to allow us to stay in business and still treat each client for a full hour one on one.   We refuse to sacrifice client care based on a dictation of an insurance company.

Ninety percent of our clients are cash payment clients.  Some of those clients use heath savings accounts or privately submit their claims to their individual policies (as out of network services), but the majority of clients pay cash for our services.

This is where many people start thinking..... "I am not sure I can afford that..."

Pricing services is very tricky.  There is a high value on what we provide and we give A LOT in every session.  We greatly respect your time and your financial investment and know that if YOU do not feel it is worth it, you will not come back.  Our heart is to help each client to receive complete long term healing and strategies that will stay with them for their entire life.  We want you to complete your rehab plan because you see and feel the value in it, so we are motivated to provide quality services at the best value.

The Tummy Team typically sees clients for 3-6 session and the sessions are usually spaced 2 weeks apart.  We are not seeing you 2-3x/week for 6 weeks.  We are not seeing you for months on end.  The costs of the program at spread out over the course of the time we see you,  but most people prepay for several sessions. We don't work with you forever, we train you in specific core rehabilitation and skills that will continue to help you throughout your life and then you progress to an independent core strong lifestyle.

Dealing with cash clients cuts our paperwork time in 1/2 and eliminates approximately 30min-2 hours in phone/online correspondence with the various insurance agencies.  We prefer to use our time with the client and for the clients benefit.  Due to the natural streamlining that happens with cash clients we can offer a cash discount prices.

Our current cash discount prices are $150 for the first visit (evaluation and treatment included and 60min with the Core Rehabilitation Specialist).  Our follow up sessions are $100/45min-60min session.  All sessions are 1:1 and personally tailored to each clients needs but also follow our foundational process that has been proven to work.  Since most clients are seen between 3-6 sessions.  The total cost is between $350-650. 

It is an investment.  It is a valid investment.  Diastasis Recti is a medical condition that is often untreated and then results in significant medical consequences.  An inactive deflated core can cause chronic back pain, hip issues, sacroiliac instability, sciatica, intestinal issues, pelvic floor and urinary issues, prostate issues, and can result in hernias (a tear in the abdominal wall).  The medical cost of treating one of these issues will easily surpass The Tummy Team's cost of fixing the source of all of these issues.

When people call us and tell us all their symptoms and how much these symptoms are affecting their lives and then tell us they cannot afford to work with us it breaks our hearts.  Honestly, they cannot afford NOT to do it.  This is not to be insensitive to peoples financial situations.  But honestly most of our clients are women and mothers who hold the entire family structure together and they are falling apart and they NEED to get rehab.

We as women/mothers tend to shuffle our needs to the very bottom.  We convince ourselves it is vanity or if we just power through it we will be fine but that is a lie.  If our child or husband had a medical condition that was causing them to have chronic pain, weakness, intestinal issues, where they were wetting their pants, and if you leave it untreated it may result in the need for major surgery, we would not hesitate to find a specialist and do what needs to be done to take care of it.  Then why is it different for the mom.

You cannot afford NOT to do this.

It is selfish to NOT take care of your self.  It is selfish to deprive your family and loved ones from your full potential.  It is selfish to not value the body that you have been given and take care of it for the long run.

The medical insurance system is broken.  Please do not rely on that system to determine what your body needs and what is important for your health.  Do your research.  We have TONS of information at www.thetummyteam.com including several free videos.  We have so many personals stories on this blog if you just scroll down you can read real testimonies from people who have had life changing experiences with The Tummy Team programs.

We love what we do and we believe in it wholeheartedly.  We want you to find complete, long term healing for your core.  Please call our office and set up your first appointment... we would love to work with you.

360-952-CORE

If you do not live within driving distance to The Tummy Team, we also offer Comprehensive Online Programs at a great value.

Do not believe that lie that you are not worth it.  You are worth it.  Let us help you.


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